Annual Fee:

The membership fee charged to the cardholder per year. High annual fees are usually found with airline reward cards and credit cards designed for those with limited/poor credit.

Rewards:

The rewards program offered by the credit card. Rewards can be: cash back, miles, hotel points, store gift cards, gasoline rebates, etc. Some rewards program allow you to choose a reward from various available reward options. In this case, it will be marked as "Multiple" on our page.

Signup Promotion / Bonus:

This is apart from the 0% introductory APR offer. Some cards offer a special promotion or bonus for new applicants like free gift card, free bonus airline miles, free bonus hotel points, etc. Not all cards have this offer.

Intro APR:

The annual percentage rate (APR) applied for a limited period of time for new applicants only. The introductory rate varies among card issuers, as well as the amount of time the rate is available for, and on what type of transactions the rate is applicable towards.

Intro Period:

The amount of time in which the introductory rate is valid for new applicants. The time period usually begins once the cardholder is approved or authorizes a balance transfer.

Intro Terms:

The introductory rate may be applied towards purchases, balance transfers, and/or cash advances. Not all introductory rates apply towards all types of cardholder transactions.

Card Type:

American Express, Diners Club, Discover, Visa, or MasterCard.

Card Class:

Standard/Classic, Gold, Diamond, Platinum, or Titanium.

Card For:

Whether the card is for Personal, Students or Businesses.

Best Value Guarantee:

Also known as Price Protection. This guarantees the lowest purchase price on an item within specific time frame. This means that if you find a lower price on an item that you purchased using the credit card, then the credit card company would refund you the difference. Please refer to the card's the terms and conditions for specifics.

Return Protection:

This protection assures that if you try to return a designated item within specified days from the date of purchase and the merchant won't take it back, the credit card company will refund the full purchase price (up to certain limit per item). Please refer to the card's the terms and conditions for specifics.

Buyer's Assurance:

Receive additional warranty on the purchased item which is beyond the original manufacturer's warranty. Please refer to the card's the terms and conditions for specifics.

Purchase Protection:

This protects eligible purchases made with the card against accidental damage and theft for up to specified days from the date of purchase. Please refer to the card's the terms and conditions for specifics.

Online Fraud Protection:

You won't be responsible for any fraudulent charges on your credit card.

Auto Rental Insurance:

Credit card company will provide you the auto insurance on your rentals at no additional cost to you. Please refer to the card's the terms and conditions for specifics.

Travel Accident Insurance:

Travel Accident Insurance provides up to specified dollar amount in accidental death and dismemberment insurance while traveling on a common carrier (plane, train, ship, or bus) when the entire fare has been charged to the card. Please refer to the card's the terms and conditions for specifics.

Foreign Currency Transaction Fee:

In recent years, many credit card issuers have begun to include foreign transaction fees for credit card purchases made beyond U.S. borders.